Call reports 2012
CAROLINA PREMIER BANK — 2012
What CAROLINA PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,757,000 | 196,693,000 | 240,147,000 | 266,142,000 |
| Total loans | 132,482,000 | 135,343,000 | 143,463,000 | 159,107,000 |
| Allowance for loan losses | 2,137,000 | 1,989,000 | 2,040,000 | 2,126,000 |
| Securities available for sale | 28,255,000 | 26,675,000 | 30,292,000 | 21,652,000 |
| Securities held to maturity | 0 | 15,491,000 | 19,593,000 | 18,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,586,000 | 156,132,000 | 199,149,000 | 228,770,000 |
| Interest-bearing deposits | 134,309,000 | 134,507,000 | 168,782,000 | 190,917,000 |
| Noninterest-bearing deposits | 23,277,000 | 21,626,000 | 30,367,000 | 37,854,000 |
| Equity capital | 21,272,000 | 21,687,000 | 21,989,000 | 21,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,175,000 | 6,550,000 | 8,828,000 |
| Interest expense | 496,000 | 960,000 | 1,436,000 | 1,906,000 |
| Net interest income | 1,619,000 | 3,215,000 | 5,114,000 | 6,922,000 |
| Noninterest income | 117,000 | 203,000 | 371,000 | 557,000 |
| Noninterest expense | 1,486,000 | 2,916,000 | 4,719,000 | 6,775,000 |
| Provision for loan losses | 90,000 | 165,000 | 215,000 | 315,000 |
| Pretax income | 361,000 | 579,000 | 787,000 | 1,126,000 |
| Income tax | 106,000 | 146,000 | 160,000 | 223,000 |
| Net income | 255,000 | 433,000 | 627,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,445,000 | 19,483,000 | 18,843,000 | 18,972,000 |
| Total capital | 21,120,000 | 21,205,000 | 20,763,000 | 21,067,000 |
| Risk-weighted assets | 132,744,000 | 137,505,000 | 153,467,000 | 167,571,000 |