Call reports 2011
CAROLINA PREMIER BANK — 2011
What CAROLINA PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,088,000 | 172,796,000 | 188,361,000 | 193,102,000 |
| Total loans | 114,927,000 | 124,886,000 | 128,043,000 | 131,994,000 |
| Allowance for loan losses | 2,033,000 | 1,997,000 | 2,246,000 | 2,063,000 |
| Securities available for sale | 30,262,000 | 35,709,000 | 34,623,000 | 35,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,417,000 | 138,970,000 | 147,928,000 | 153,122,000 |
| Interest-bearing deposits | 116,327,000 | 120,473,000 | 126,343,000 | 133,896,000 |
| Noninterest-bearing deposits | 15,090,000 | 18,497,000 | 21,585,000 | 19,227,000 |
| Equity capital | 13,805,000 | 14,935,000 | 21,308,000 | 21,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,128,000 | 6,487,000 | 8,555,000 |
| Interest expense | 495,000 | 1,012,000 | 1,543,000 | 2,059,000 |
| Net interest income | 1,494,000 | 3,116,000 | 4,944,000 | 6,496,000 |
| Noninterest income | 59,000 | 142,000 | 217,000 | 254,000 |
| Noninterest expense | 1,186,000 | 2,442,000 | 3,878,000 | 5,337,000 |
| Provision for loan losses | 75,000 | 225,000 | 225,000 | 315,000 |
| Pretax income | 292,000 | 591,000 | 1,036,000 | 1,264,000 |
| Income tax | 112,000 | 224,000 | 414,000 | 481,000 |
| Net income | 180,000 | 367,000 | 622,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,464,000 | 12,765,000 | 18,824,000 | 19,084,000 |
| Total capital | 13,965,000 | 14,366,000 | 20,431,000 | 20,728,000 |
| Risk-weighted assets | 119,522,000 | 127,663,000 | 127,895,000 | 131,072,000 |