Call reports 2010
CAROLINA PREMIER BANK — 2010
What CAROLINA PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,075,000 | 130,394,000 | 143,881,000 | 157,567,000 |
| Total loans | 90,076,000 | 101,034,000 | 108,805,000 | 119,370,000 |
| Allowance for loan losses | 856,000 | 823,000 | 1,324,000 | 1,983,000 |
| Securities available for sale | 8,027,000 | 7,696,000 | 13,708,000 | 30,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,936,000 | 109,345,000 | 123,561,000 | 124,534,000 |
| Interest-bearing deposits | 92,971,000 | 93,846,000 | 109,498,000 | 109,669,000 |
| Noninterest-bearing deposits | 11,965,000 | 15,499,000 | 14,064,000 | 14,865,000 |
| Equity capital | 13,390,000 | 13,280,000 | 12,534,000 | 13,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,709,000 | 4,260,000 | 6,306,000 |
| Interest expense | 510,000 | 993,000 | 1,494,000 | 1,983,000 |
| Net interest income | 792,000 | 1,716,000 | 2,766,000 | 4,323,000 |
| Noninterest income | 48,000 | 103,000 | 171,000 | 278,000 |
| Noninterest expense | 1,135,000 | 2,272,000 | 3,472,000 | 4,826,000 |
| Provision for loan losses | 51,000 | 152,000 | 902,000 | 1,802,000 |
| Pretax income | -346,000 | -498,000 | -1,330,000 | -1,920,000 |
| Income tax | 0 | 0 | 0 | -2,652,000 |
| Net income | -346,000 | -498,000 | -1,330,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,298,000 | 13,146,000 | 12,314,000 | 12,232,000 |
| Total capital | 14,154,000 | 13,969,000 | 13,638,000 | 13,797,000 |
| Risk-weighted assets | 98,670,000 | 109,612,000 | 118,776,000 | 124,760,000 |