Call reports 2009
CAROLINA PREMIER BANK — 2009
What CAROLINA PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,740,000 | 76,454,000 | 93,611,000 | 107,421,000 |
| Total loans | 57,089,000 | 61,359,000 | 72,463,000 | 85,850,000 |
| Allowance for loan losses | 685,000 | 736,000 | 870,000 | 1,031,000 |
| Securities available for sale | 0 | 4,779,000 | 7,624,000 | 8,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,789,000 | 56,844,000 | 74,433,000 | 86,041,000 |
| Interest-bearing deposits | 44,279,000 | 51,017,000 | 62,831,000 | 76,160,000 |
| Noninterest-bearing deposits | 4,510,000 | 5,827,000 | 11,602,000 | 9,881,000 |
| Equity capital | 14,779,000 | 14,417,000 | 14,001,000 | 13,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,511,000 | 2,409,000 | 3,561,000 |
| Interest expense | 279,000 | 589,000 | 945,000 | 1,362,000 |
| Net interest income | 411,000 | 922,000 | 1,464,000 | 2,199,000 |
| Noninterest income | 7,000 | 19,000 | 36,000 | 42,000 |
| Noninterest expense | 863,000 | 1,649,000 | 2,561,000 | 3,475,000 |
| Provision for loan losses | 69,000 | 120,000 | 254,000 | 415,000 |
| Pretax income | -432,000 | -746,000 | -1,233,000 | -1,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -432,000 | -746,000 | -1,233,000 | -1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,779,000 | 14,465,000 | 13,978,000 | 13,644,000 |
| Total capital | 15,464,000 | 15,201,000 | 14,848,000 | 14,675,000 |
| Risk-weighted assets | 58,258,000 | 62,746,000 | 76,631,000 | 91,068,000 |