Call reports 2008
CAROLINA PREMIER BANK — 2008
What CAROLINA PREMIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,308,000 | 34,611,000 | 47,345,000 | 58,085,000 |
| Total loans | 15,669,000 | 24,736,000 | 36,794,000 | 51,331,000 |
| Allowance for loan losses | 188,000 | 297,000 | 442,000 | 616,000 |
| Securities available for sale | 1,979,000 | 1,877,000 | 1,885,000 | 1,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,302,000 | 18,239,000 | 31,390,000 | 37,619,000 |
| Interest-bearing deposits | 11,986,000 | 16,353,000 | 28,753,000 | 33,955,000 |
| Noninterest-bearing deposits | 1,316,000 | 1,885,000 | 2,637,000 | 3,664,000 |
| Equity capital | 16,862,000 | 16,235,000 | 15,790,000 | 15,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 696,000 | 1,235,000 | 1,864,000 |
| Interest expense | 65,000 | 188,000 | 356,000 | 612,000 |
| Net interest income | 237,000 | 508,000 | 879,000 | 1,252,000 |
| Noninterest income | 2,000 | 6,000 | 10,000 | 15,000 |
| Noninterest expense | 634,000 | 1,352,000 | 2,057,000 | 2,812,000 |
| Provision for loan losses | 91,000 | 200,000 | 345,000 | 519,000 |
| Pretax income | -486,000 | -1,038,000 | -1,513,000 | -2,064,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | -486,000 | -1,038,000 | -1,513,000 | -2,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,796,000 | 16,244,000 | 15,768,000 | 15,211,000 |
| Total capital | 16,984,000 | 16,541,000 | 16,210,000 | 15,827,000 |
| Risk-weighted assets | 19,093,000 | 28,408,000 | 39,720,000 | 52,798,000 |