Call reports 2007
CAROLINA PREMIER BANK — 2007
What CAROLINA PREMIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 18,321,000 | 21,950,000 |
| Total loans | 3,719,000 | 8,079,000 |
| Allowance for loan losses | 45,000 | 97,000 |
| Securities available for sale | 0 | 1,943,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 403,000 | 4,476,000 |
| Interest-bearing deposits | 299,000 | 4,026,000 |
| Noninterest-bearing deposits | 104,000 | 450,000 |
| Equity capital | 17,738,000 | 17,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 474,000 | 739,000 |
| Interest expense | 24,000 | 45,000 |
| Net interest income | 450,000 | 694,000 |
| Noninterest income | 0 | 0 |
| Noninterest expense | 1,174,000 | 2,145,000 |
| Provision for loan losses | 45,000 | 97,000 |
| Pretax income | -769,000 | -1,548,000 |
| Income tax | 0 | 0 |
| Net income | -769,000 | -1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 17,738,000 | 17,282,000 |
| Total capital | 17,783,000 | 17,379,000 |
| Risk-weighted assets | 7,441,000 | 12,386,000 |