Call reports 2017
FIRST STATE BANK CENTRAL TEXAS — 2017
What FIRST STATE BANK CENTRAL TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,388,200,000 | 1,387,777,000 | 1,425,986,000 | 1,412,826,000 |
| Total loans | 684,353,000 | 712,460,000 | 713,444,000 | 715,495,000 |
| Allowance for loan losses | 6,517,000 | 6,619,000 | 6,684,000 | 6,500,000 |
| Securities available for sale | 611,829,000 | 584,320,000 | 556,054,000 | 509,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,152,138,000 | 1,135,184,000 | 1,178,644,000 | 1,203,208,000 |
| Interest-bearing deposits | 728,698,000 | 713,013,000 | 729,210,000 | 736,407,000 |
| Noninterest-bearing deposits | 423,440,000 | 422,171,000 | 449,434,000 | 466,801,000 |
| Equity capital | 157,138,000 | 165,192,000 | 169,587,000 | 129,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,409,000 | 25,731,000 | 39,582,000 | 53,395,000 |
| Interest expense | 928,000 | 1,988,000 | 3,075,000 | 4,197,000 |
| Net interest income | 11,481,000 | 23,743,000 | 36,507,000 | 49,198,000 |
| Noninterest income | 1,824,000 | 3,571,000 | 5,366,000 | 8,051,000 |
| Noninterest expense | 7,665,000 | 15,167,000 | 22,150,000 | 30,189,000 |
| Provision for loan losses | 0 | 0 | 0 | -218,000 |
| Pretax income | 5,640,000 | 12,610,000 | 20,326,000 | 28,275,000 |
| Income tax | 1,762,000 | 4,053,000 | 6,620,000 | 9,647,000 |
| Net income | 3,878,000 | 8,557,000 | 13,706,000 | 18,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,936,000 | 155,615,000 | 160,765,000 | 124,568,000 |
| Total capital | 157,453,000 | 162,234,000 | 167,449,000 | 131,068,000 |
| Risk-weighted assets | 912,738,000 | 947,256,000 | 954,455,000 | 949,028,000 |