Call reports 2013
FIRST STATE BANK CENTRAL TEXAS — 2013
What FIRST STATE BANK CENTRAL TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,177,419,000 | 1,222,476,000 | 1,283,769,000 | 1,313,153,000 |
| Total loans | 539,395,000 | 547,704,000 | 545,228,000 | 554,229,000 |
| Allowance for loan losses | 14,874,000 | 14,877,000 | 14,490,000 | 14,519,000 |
| Securities available for sale | 514,136,000 | 575,719,000 | 605,204,000 | 650,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,073,000 | 977,625,000 | 1,032,145,000 | 1,065,452,000 |
| Interest-bearing deposits | 650,210,000 | 660,395,000 | 695,391,000 | 738,391,000 |
| Noninterest-bearing deposits | 296,863,000 | 317,230,000 | 336,754,000 | 327,061,000 |
| Equity capital | 146,270,000 | 136,801,000 | 134,319,000 | 134,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,147,000 | 22,610,000 | 34,835,000 | 47,076,000 |
| Interest expense | 1,341,000 | 2,610,000 | 3,869,000 | 5,144,000 |
| Net interest income | 9,806,000 | 20,000,000 | 30,966,000 | 41,932,000 |
| Noninterest income | 1,760,000 | 3,365,000 | 5,344,000 | 7,404,000 |
| Noninterest expense | 7,381,000 | 14,881,000 | 22,551,000 | 30,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,186,000 | 8,528,000 | 13,803,000 | 20,678,000 |
| Income tax | 1,159,000 | 2,293,000 | 3,860,000 | 5,970,000 |
| Net income | 3,027,000 | 6,235,000 | 9,943,000 | 14,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,233,000 | 127,627,000 | 126,485,000 | 131,399,000 |
| Total capital | 133,054,000 | 137,091,000 | 136,134,000 | 141,179,000 |
| Risk-weighted assets | 699,173,000 | 751,261,000 | 766,607,000 | 777,168,000 |