Call reports 2012
FIRST STATE BANK CENTRAL TEXAS — 2012
What FIRST STATE BANK CENTRAL TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,111,188,000 | 1,143,025,000 | 1,157,434,000 | 1,182,864,000 |
| Total loans | 579,895,000 | 574,697,000 | 561,960,000 | 560,466,000 |
| Allowance for loan losses | 16,374,000 | 15,321,000 | 15,227,000 | 14,985,000 |
| Securities available for sale | 449,383,000 | 449,623,000 | 482,944,000 | 519,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 877,761,000 | 908,593,000 | 915,323,000 | 948,222,000 |
| Interest-bearing deposits | 624,044,000 | 629,810,000 | 622,866,000 | 645,000,000 |
| Noninterest-bearing deposits | 253,717,000 | 278,783,000 | 292,457,000 | 303,222,000 |
| Equity capital | 139,423,000 | 142,816,000 | 147,292,000 | 144,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,055,000 | 22,042,000 | 32,950,000 | 43,896,000 |
| Interest expense | 1,768,000 | 3,397,000 | 4,933,000 | 6,382,000 |
| Net interest income | 9,287,000 | 18,645,000 | 28,017,000 | 37,514,000 |
| Noninterest income | 1,732,000 | 3,292,000 | 5,624,000 | 7,404,000 |
| Noninterest expense | 7,930,000 | 15,824,000 | 23,240,000 | 30,533,000 |
| Provision for loan losses | 0 | 225,000 | 225,000 | 225,000 |
| Pretax income | 3,074,000 | 5,895,000 | 10,649,000 | 13,975,000 |
| Income tax | 771,000 | 1,420,000 | 2,785,000 | 3,643,000 |
| Net income | 2,303,000 | 4,475,000 | 7,864,000 | 10,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,364,000 | 119,766,000 | 123,385,000 | 121,057,000 |
| Total capital | 126,147,000 | 128,545,000 | 132,166,000 | 130,025,000 |
| Risk-weighted assets | 694,613,000 | 695,295,000 | 695,539,000 | 710,958,000 |