Call reports 2011
FIRST STATE BANK CENTRAL TEXAS — 2011
What FIRST STATE BANK CENTRAL TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,045,087,000 | 1,060,231,000 | 1,100,305,000 | 1,113,263,000 |
| Total loans | 593,285,000 | 579,106,000 | 574,620,000 | 571,981,000 |
| Allowance for loan losses | 16,654,000 | 17,145,000 | 16,517,000 | 16,538,000 |
| Securities available for sale | 360,580,000 | 384,865,000 | 436,584,000 | 451,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,924,000 | 844,301,000 | 872,539,000 | 884,805,000 |
| Interest-bearing deposits | 605,047,000 | 601,490,000 | 612,485,000 | 630,747,000 |
| Noninterest-bearing deposits | 240,877,000 | 242,811,000 | 260,054,000 | 254,058,000 |
| Equity capital | 124,420,000 | 132,070,000 | 134,016,000 | 136,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,610,000 | 23,446,000 | 35,109,000 | 46,001,000 |
| Interest expense | 2,205,000 | 4,290,000 | 6,329,000 | 8,245,000 |
| Net interest income | 9,405,000 | 19,156,000 | 28,780,000 | 37,756,000 |
| Noninterest income | 1,952,000 | 4,093,000 | 5,807,000 | 7,717,000 |
| Noninterest expense | 7,600,000 | 14,728,000 | 22,048,000 | 29,828,000 |
| Provision for loan losses | 752,000 | 1,930,000 | 3,172,000 | 3,320,000 |
| Pretax income | 3,094,000 | 6,200,000 | 9,345,000 | 9,342,000 |
| Income tax | 827,000 | 1,416,000 | 2,219,000 | 1,902,000 |
| Net income | 2,267,000 | 4,784,000 | 7,126,000 | 7,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,978,000 | 111,674,000 | 114,246,000 | 114,790,000 |
| Total capital | 118,049,000 | 120,313,000 | 123,101,000 | 123,606,000 |
| Risk-weighted assets | 718,112,000 | 682,604,000 | 700,706,000 | 697,084,000 |