Call reports 2002
FIRST STATE BANK CENTRAL TEXAS — 2002
What FIRST STATE BANK CENTRAL TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 370,968,000 | 380,213,000 | 404,629,000 | 485,536,000 |
| Total loans | 243,935,000 | 246,794,000 | 260,292,000 | 268,430,000 |
| Allowance for loan losses | 2,996,000 | 3,305,000 | 3,476,000 | 3,501,000 |
| Securities available for sale | 93,539,000 | 90,200,000 | 105,893,000 | 158,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,185,000 | 334,730,000 | 349,536,000 | 436,904,000 |
| Interest-bearing deposits | 252,516,000 | 256,577,000 | 266,697,000 | 346,421,000 |
| Noninterest-bearing deposits | 66,669,000 | 78,153,000 | 82,839,000 | 90,483,000 |
| Equity capital | 32,601,000 | 35,745,000 | 37,624,000 | 38,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,730,000 | 11,485,000 | 17,215,000 | 23,209,000 |
| Interest expense | 2,045,000 | 3,994,000 | 5,959,000 | 7,920,000 |
| Net interest income | 3,685,000 | 7,491,000 | 11,256,000 | 15,289,000 |
| Noninterest income | 649,000 | 1,389,000 | 3,202,000 | 3,968,000 |
| Noninterest expense | 2,536,000 | 5,145,000 | 7,881,000 | 10,427,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,486,000 | 3,219,000 | 5,157,000 | 7,157,000 |
| Income tax | 473,000 | 1,018,000 | 1,643,000 | 2,282,000 |
| Net income | 1,013,000 | 2,201,000 | 3,514,000 | 4,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,994,000 | 33,266,000 | 34,663,000 | 30,968,000 |
| Total capital | 34,990,000 | 36,571,000 | 38,139,000 | 34,469,000 |
| Risk-weighted assets | 278,740,000 | 288,537,000 | 305,227,000 | 322,896,000 |