Call reports 2001
FIRST STATE BANK CENTRAL TEXAS — 2001
What FIRST STATE BANK CENTRAL TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 322,368,000 | 338,791,000 | 359,166,000 | 359,089,000 |
| Total loans | 216,788,000 | 220,175,000 | 232,255,000 | 227,158,000 |
| Allowance for loan losses | 2,963,000 | 3,288,000 | 3,471,000 | 2,804,000 |
| Securities available for sale | 68,365,000 | 78,895,000 | 91,625,000 | 99,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,253,000 | 281,462,000 | 305,089,000 | 305,581,000 |
| Interest-bearing deposits | 210,259,000 | 221,336,000 | 242,320,000 | 237,178,000 |
| Noninterest-bearing deposits | 51,994,000 | 60,126,000 | 62,769,000 | 68,403,000 |
| Equity capital | 32,134,000 | 33,235,000 | 33,876,000 | 32,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,416,000 | 12,637,000 | 18,814,000 | 24,417,000 |
| Interest expense | 2,923,000 | 5,826,000 | 8,589,000 | 10,948,000 |
| Net interest income | 3,493,000 | 6,811,000 | 10,225,000 | 13,469,000 |
| Noninterest income | 690,000 | 1,387,000 | 2,077,000 | 2,516,000 |
| Noninterest expense | 2,176,000 | 4,403,000 | 6,643,000 | 8,613,000 |
| Provision for loan losses | 210,000 | 450,000 | 725,000 | 2,750,000 |
| Pretax income | 1,877,000 | 3,527,000 | 5,302,000 | 4,947,000 |
| Income tax | 632,000 | 1,165,000 | 1,770,000 | 1,439,000 |
| Net income | 1,245,000 | 2,362,000 | 3,532,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,288,000 | 31,469,000 | 31,703,000 | 31,742,000 |
| Total capital | 33,251,000 | 34,734,000 | 35,174,000 | 34,546,000 |
| Risk-weighted assets | 239,088,000 | 261,157,000 | 285,294,000 | 267,639,000 |