Call reports 2026
COMMERCIAL BANK, THE — 2026
What COMMERCIAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 114,171,000 | 114,620,000 |
| Total loans | 44,614,000 | 44,641,000 |
| Allowance for loan losses | 552,000 | 552,000 |
| Securities available for sale | 58,933,000 | 61,028,000 |
| Securities held to maturity | 2,750,000 | 3,250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 99,323,000 | 99,084,000 |
| Interest-bearing deposits | 80,127,000 | 77,217,000 |
| Noninterest-bearing deposits | 19,196,000 | 21,867,000 |
| Equity capital | 9,977,000 | 10,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,463,000 | 2,976,000 |
| Interest expense | 474,000 | 943,000 |
| Net interest income | 989,000 | 2,033,000 |
| Noninterest income | 35,000 | 91,000 |
| Noninterest expense | 526,000 | 1,087,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 462,000 | 1,004,000 |
| Income tax | 60,000 | 120,000 |
| Net income | 402,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,129,000 | 11,611,000 |