Call reports 2024
COMMERCIAL BANK, THE — 2024
What COMMERCIAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 109,125,000 | 105,444,000 | 106,804,000 | 105,714,000 |
| Total loans | 39,465,000 | 39,809,000 | 43,626,000 | 43,583,000 |
| Allowance for loan losses | 614,000 | 627,000 | 617,000 | 626,000 |
| Securities available for sale | 51,192,000 | 53,598,000 | 51,498,000 | 50,397,000 |
| Securities held to maturity | 1,250,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,005,000 | 94,292,000 | 93,077,000 | 92,962,000 |
| Interest-bearing deposits | 81,460,000 | 75,737,000 | 74,305,000 | 73,280,000 |
| Noninterest-bearing deposits | 16,545,000 | 18,555,000 | 18,772,000 | 19,682,000 |
| Equity capital | 8,364,000 | 8,379,000 | 9,353,000 | 8,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,692,000 | 4,062,000 | 5,457,000 |
| Interest expense | 497,000 | 1,029,000 | 1,587,000 | 2,137,000 |
| Net interest income | 778,000 | 1,663,000 | 2,475,000 | 3,320,000 |
| Noninterest income | 38,000 | 81,000 | 122,000 | 160,000 |
| Noninterest expense | 398,000 | 885,000 | 1,344,000 | 1,843,000 |
| Provision for loan losses | 0 | 0 | -10,000 | 0 |
| Pretax income | 380,000 | 821,000 | 1,186,000 | 1,527,000 |
| Income tax | 49,000 | 112,000 | 179,000 | 215,000 |
| Net income | 331,000 | 709,000 | 1,007,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,355,000 | 10,656,000 | 10,903,000 | 10,982,000 |
| Total capital | 10,970,000 | 11,282,000 | 11,530,000 | 11,606,000 |
| Risk-weighted assets | 51,243,000 | 50,136,000 | 53,984,000 | 49,973,000 |