Call reports 2023
COMMERCIAL BANK, THE — 2023
What COMMERCIAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 100,898,000 | 105,741,000 | 103,620,000 | 106,110,000 |
| Total loans | 39,121,000 | 40,748,000 | 39,525,000 | 39,649,000 |
| Allowance for loan losses | 631,000 | 631,000 | 627,000 | 627,000 |
| Securities available for sale | 44,927,000 | 43,010,000 | 45,838,000 | 46,450,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,754,000 | 94,809,000 | 93,905,000 | 95,320,000 |
| Interest-bearing deposits | 76,899,000 | 72,035,000 | 74,218,000 | 76,431,000 |
| Noninterest-bearing deposits | 13,855,000 | 22,774,000 | 19,687,000 | 18,889,000 |
| Equity capital | 6,860,000 | 7,304,000 | 7,017,000 | 8,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,220,000 | 3,454,000 | 4,733,000 |
| Interest expense | 182,000 | 496,000 | 873,000 | 1,347,000 |
| Net interest income | 885,000 | 1,724,000 | 2,581,000 | 3,386,000 |
| Noninterest income | 46,000 | 90,000 | 128,000 | 166,000 |
| Noninterest expense | 442,000 | 874,000 | 1,294,000 | 1,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 461,000 | 873,000 | 1,329,000 | 1,628,000 |
| Income tax | 63,000 | 125,000 | 185,000 | 220,000 |
| Net income | 398,000 | 748,000 | 1,144,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,427,000 | 9,762,000 | 9,969,000 | 10,218,000 |
| Total capital | 10,012,000 | 10,393,000 | 10,596,000 | 10,845,000 |
| Risk-weighted assets | 46,730,000 | 51,534,000 | 51,689,000 | 51,839,000 |