Call reports 2022
COMMERCIAL BANK, THE — 2022
What COMMERCIAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,902,000 | 90,784,000 | 98,063,000 | 100,495,000 |
| Total loans | 40,811,000 | 37,902,000 | 38,312,000 | 38,636,000 |
| Allowance for loan losses | 620,000 | 629,000 | 632,000 | 631,000 |
| Securities available for sale | 36,392,000 | 37,330,000 | 41,915,000 | 46,335,000 |
| Securities held to maturity | 0 | 750,000 | 750,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,849,000 | 84,191,000 | 87,863,000 | 91,716,000 |
| Interest-bearing deposits | 61,191,000 | 69,601,000 | 70,394,000 | 71,780,000 |
| Noninterest-bearing deposits | 13,658,000 | 14,589,000 | 17,469,000 | 19,936,000 |
| Equity capital | 6,538,000 | 5,084,000 | 6,070,000 | 6,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,528,000 | 2,401,000 | 3,414,000 |
| Interest expense | 35,000 | 75,000 | 147,000 | 277,000 |
| Net interest income | 733,000 | 1,453,000 | 2,254,000 | 3,137,000 |
| Noninterest income | 40,000 | 76,000 | 116,000 | 153,000 |
| Noninterest expense | 401,000 | 797,000 | 1,211,000 | 1,720,000 |
| Provision for loan losses | 23,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 349,000 | 690,000 | 1,104,000 | 1,449,000 |
| Income tax | 47,000 | 75,000 | 123,000 | 148,000 |
| Net income | 302,000 | 615,000 | 981,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,064,000 | 7,627,000 | 9,185,000 | 9,278,000 |
| Total capital | 7,625,000 | 8,193,000 | 9,775,000 | 9,859,000 |
| Risk-weighted assets | 44,821,000 | 45,213,000 | 47,189,000 | 46,469,000 |