Call reports 2021
COMMERCIAL BANK, THE — 2021
What COMMERCIAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 73,090,000 | 78,487,000 | 79,222,000 | 80,253,000 |
| Total loans | 35,893,000 | 37,023,000 | 39,215,000 | 40,987,000 |
| Allowance for loan losses | 553,000 | 570,000 | 585,000 | 597,000 |
| Securities available for sale | 28,403,000 | 29,760,000 | 32,629,000 | 32,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,827,000 | 69,064,000 | 69,862,000 | 71,349,000 |
| Interest-bearing deposits | 45,474,000 | 56,861,000 | 56,552,000 | 55,743,000 |
| Noninterest-bearing deposits | 17,353,000 | 12,204,000 | 13,310,000 | 15,606,000 |
| Equity capital | 6,560,000 | 6,843,000 | 7,336,000 | 7,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,560,000 | 2,473,000 | 3,188,000 |
| Interest expense | 46,000 | 86,000 | 125,000 | 162,000 |
| Net interest income | 590,000 | 1,474,000 | 2,348,000 | 3,026,000 |
| Noninterest income | 50,000 | 72,000 | 109,000 | 144,000 |
| Noninterest expense | 478,000 | 833,000 | 1,227,000 | 1,674,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 65,000 |
| Pretax income | 175,000 | 723,000 | 1,261,000 | 1,530,000 |
| Income tax | 39,000 | 115,000 | 182,000 | 201,000 |
| Net income | 136,000 | 608,000 | 1,079,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,759,000 | 6,152,000 | 6,623,000 | 6,768,000 |
| Total capital | 6,231,000 | 6,626,000 | 7,143,000 | 7,299,000 |
| Risk-weighted assets | 37,710,000 | 37,830,000 | 41,525,000 | 42,453,000 |