Call reports 2018
COMMERCIAL BANK, THE — 2018
What COMMERCIAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,481,000 | 49,541,000 | 51,241,000 | 50,756,000 |
| Total loans | 24,358,000 | 24,352,000 | 25,634,000 | 26,195,000 |
| Allowance for loan losses | 321,000 | 333,000 | 345,000 | 357,000 |
| Securities available for sale | 18,107,000 | 18,009,000 | 17,166,000 | 18,121,000 |
| Securities held to maturity | 140,000 | 140,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,163,000 | 44,159,000 | 44,805,000 | 44,172,000 |
| Interest-bearing deposits | 34,630,000 | 32,602,000 | 32,780,000 | 33,019,000 |
| Noninterest-bearing deposits | 10,533,000 | 11,557,000 | 12,024,000 | 11,153,000 |
| Equity capital | 4,027,000 | 4,086,000 | 4,109,000 | 4,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 922,000 | 1,431,000 | 1,961,000 |
| Interest expense | 35,000 | 79,000 | 133,000 | 204,000 |
| Net interest income | 413,000 | 843,000 | 1,298,000 | 1,757,000 |
| Noninterest income | 43,000 | 93,000 | 135,000 | 177,000 |
| Noninterest expense | 268,000 | 526,000 | 807,000 | 1,120,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 176,000 | 385,000 | 589,000 | 765,000 |
| Income tax | -48,000 | -16,000 | 20,000 | 55,000 |
| Net income | 224,000 | 401,000 | 569,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,168,000 | 4,270,000 | 4,347,000 | 4,430,000 |
| Total capital | 4,488,000 | 4,603,000 | 4,687,000 | 4,783,000 |
| Risk-weighted assets | 25,564,000 | 26,754,000 | 27,192,000 | 28,203,000 |