Call reports 2017
COMMERCIAL BANK, THE — 2017
What COMMERCIAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,238,000 | 47,005,000 | 47,561,000 | 47,108,000 |
| Total loans | 22,011,000 | 22,941,000 | 24,667,000 | 24,282,000 |
| Allowance for loan losses | 276,000 | 288,000 | 294,000 | 309,000 |
| Securities available for sale | 15,338,000 | 16,498,000 | 17,902,000 | 17,419,000 |
| Securities held to maturity | 259,000 | 259,000 | 207,000 | 207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,476,000 | 42,753,000 | 41,408,000 | 41,152,000 |
| Interest-bearing deposits | 28,481,000 | 29,341,000 | 29,840,000 | 29,928,000 |
| Noninterest-bearing deposits | 11,995,000 | 13,413,000 | 11,569,000 | 11,225,000 |
| Equity capital | 3,685,000 | 3,911,000 | 4,054,000 | 4,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 794,000 | 1,245,000 | 1,703,000 |
| Interest expense | 15,000 | 34,000 | 57,000 | 88,000 |
| Net interest income | 362,000 | 760,000 | 1,188,000 | 1,615,000 |
| Noninterest income | 35,000 | 81,000 | 125,000 | 163,000 |
| Noninterest expense | 241,000 | 481,000 | 725,000 | 984,000 |
| Provision for loan losses | 9,000 | 21,000 | 35,000 | 52,000 |
| Pretax income | 147,000 | 342,000 | 556,000 | 747,000 |
| Income tax | 21,000 | 62,000 | 121,000 | 173,000 |
| Net income | 126,000 | 280,000 | 435,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,685,000 | 3,748,000 | 3,915,000 | 4,019,000 |
| Total capital | 3,961,000 | 4,036,000 | 4,209,000 | 4,328,000 |
| Risk-weighted assets | 27,321,000 | 28,196,000 | 27,235,000 | 26,689,000 |