Call reports 2011
COMMERCIAL BANK, THE — 2011
What COMMERCIAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,338,000 | 30,180,000 | 29,800,000 | 30,150,000 |
| Total loans | 15,938,000 | 17,585,000 | 17,607,000 | 17,508,000 |
| Allowance for loan losses | 113,000 | 116,000 | 131,000 | 133,000 |
| Securities available for sale | 7,494,000 | 7,874,000 | 7,322,000 | 6,984,000 |
| Securities held to maturity | 500,000 | 250,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,752,000 | 27,465,000 | 26,753,000 | 27,079,000 |
| Interest-bearing deposits | 21,176,000 | 20,563,000 | 19,472,000 | 19,335,000 |
| Noninterest-bearing deposits | 5,576,000 | 6,901,000 | 7,281,000 | 7,744,000 |
| Equity capital | 2,476,000 | 2,608,000 | 2,804,000 | 2,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 632,000 | 970,000 | 1,298,000 |
| Interest expense | 21,000 | 40,000 | 58,000 | 69,000 |
| Net interest income | 285,000 | 592,000 | 912,000 | 1,229,000 |
| Noninterest income | 24,000 | 50,000 | 79,000 | 105,000 |
| Noninterest expense | 206,000 | 415,000 | 620,000 | 878,000 |
| Provision for loan losses | 3,000 | 6,000 | 29,000 | 32,000 |
| Pretax income | 100,000 | 221,000 | 344,000 | 426,000 |
| Income tax | 27,000 | 53,000 | 90,000 | 97,000 |
| Net income | 73,000 | 168,000 | 254,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,431,000 | 2,526,000 | 2,613,000 | 2,677,000 |
| Total capital | 2,544,000 | 2,642,000 | 2,744,000 | 2,810,000 |
| Risk-weighted assets | 18,250,000 | 19,664,000 | 19,262,000 | 19,296,000 |