Call reports 2001
COMMERCIAL BANK, THE — 2001
What COMMERCIAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,578,000 | 17,040,000 | 16,955,000 | 17,254,000 |
| Total loans | 8,678,000 | 9,145,000 | 10,382,000 | 9,931,000 |
| Allowance for loan losses | 115,000 | 116,000 | 112,000 | 108,000 |
| Securities available for sale | 3,726,000 | 4,979,000 | 4,911,000 | 4,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,415,000 | 14,866,000 | 14,698,000 | 15,008,000 |
| Interest-bearing deposits | 10,078,000 | 11,743,000 | 12,142,000 | 11,943,000 |
| Noninterest-bearing deposits | 3,337,000 | 3,123,000 | 2,556,000 | 3,065,000 |
| Equity capital | 2,036,000 | 2,067,000 | 2,137,000 | 2,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 568,000 | 846,000 | 1,109,000 |
| Interest expense | 90,000 | 177,000 | 253,000 | 318,000 |
| Net interest income | 197,000 | 391,000 | 593,000 | 791,000 |
| Noninterest income | 25,000 | 48,000 | 71,000 | 95,000 |
| Noninterest expense | 175,000 | 351,000 | 530,000 | 714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 88,000 | 136,000 | 174,000 |
| Income tax | 14,000 | 25,000 | 40,000 | 50,000 |
| Net income | 33,000 | 63,000 | 96,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,025,000 | 2,058,000 | 2,088,000 | 2,116,000 |
| Total capital | 2,140,000 | 2,174,000 | 2,200,000 | 2,224,000 |
| Risk-weighted assets | 9,545,000 | 10,131,000 | 10,970,000 | 10,732,000 |