Call reports 2025
MIDDLESEX SAVINGS BANK — 2025
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,138,950,000 | 6,102,056,000 | 6,113,775,000 | 6,156,507,000 |
| Total loans | 3,569,224,000 | 3,560,725,000 | 3,577,457,000 | 3,663,116,000 |
| Allowance for loan losses | 34,414,000 | 35,301,000 | 34,691,000 | 34,609,000 |
| Securities available for sale | 1,981,410,000 | 2,037,156,000 | 2,058,625,000 | 2,057,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,276,650,000 | 5,233,761,000 | 5,222,010,000 | 5,225,319,000 |
| Interest-bearing deposits | 4,008,221,000 | 3,979,055,000 | 3,970,117,000 | 3,967,134,000 |
| Noninterest-bearing deposits | 1,268,429,000 | 1,254,706,000 | 1,251,893,000 | 1,258,185,000 |
| Equity capital | 725,880,000 | 738,192,000 | 763,162,000 | 791,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 60,273,000 | 123,514,000 | 189,446,000 | 256,048,000 |
| Interest expense | 30,364,000 | 60,754,000 | 91,085,000 | 120,638,000 |
| Net interest income | 29,909,000 | 62,760,000 | 98,361,000 | 135,410,000 |
| Noninterest income | 3,501,000 | 7,450,000 | 15,536,000 | 19,849,000 |
| Noninterest expense | 28,911,000 | 55,905,000 | 85,291,000 | 115,619,000 |
| Provision for loan losses | 584,000 | 1,467,000 | 842,000 | 717,000 |
| Pretax income | 5,064,000 | 13,893,000 | 29,019,000 | 40,198,000 |
| Income tax | 714,000 | 2,497,000 | 4,876,000 | 6,921,000 |
| Net income | 4,350,000 | 11,396,000 | 24,143,000 | 33,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 772,454,000 | 779,502,000 | 792,248,000 | 801,381,000 |
| Total capital | 807,728,000 | 815,711,000 | 827,996,000 | 836,918,000 |
| Risk-weighted assets | 4,444,209,000 | 4,447,209,000 | 4,405,343,000 | 4,478,476,000 |