Call reports 2024
MIDDLESEX SAVINGS BANK — 2024
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,360,383,000 | 6,038,826,000 | 5,983,475,000 | 6,076,219,000 |
| Total loans | 3,741,562,000 | 3,694,124,000 | 3,653,169,000 | 3,616,793,000 |
| Allowance for loan losses | 45,761,000 | 27,548,000 | 26,295,000 | 34,521,000 |
| Securities available for sale | 1,734,157,000 | 1,622,136,000 | 1,572,918,000 | 1,788,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,984,437,000 | 5,048,424,000 | 5,152,786,000 | 5,229,615,000 |
| Interest-bearing deposits | 3,710,083,000 | 3,769,313,000 | 3,906,506,000 | 3,958,380,000 |
| Noninterest-bearing deposits | 1,274,354,000 | 1,279,111,000 | 1,246,280,000 | 1,271,235,000 |
| Equity capital | 654,340,000 | 668,162,000 | 710,349,000 | 706,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 61,117,000 | 124,358,000 | 184,779,000 | 246,342,000 |
| Interest expense | 34,684,000 | 70,349,000 | 102,652,000 | 134,355,000 |
| Net interest income | 26,433,000 | 54,009,000 | 82,127,000 | 111,987,000 |
| Noninterest income | 3,698,000 | 7,884,000 | 12,024,000 | 16,337,000 |
| Noninterest expense | 30,390,000 | 57,474,000 | 86,023,000 | 115,141,000 |
| Provision for loan losses | -1,763,000 | -6,919,000 | -8,186,000 | 270,000 |
| Pretax income | 2,421,000 | 12,172,000 | 18,354,000 | 14,321,000 |
| Income tax | 45,000 | 1,635,000 | 2,511,000 | 1,863,000 |
| Net income | 2,376,000 | 10,537,000 | 15,843,000 | 12,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 758,571,000 | 766,731,000 | 772,038,000 | 768,655,000 |
| Total capital | 805,266,000 | 795,184,000 | 799,181,000 | 804,093,000 |
| Risk-weighted assets | 4,706,488,000 | 4,612,375,000 | 4,507,149,000 | 4,516,555,000 |