Call reports 2022
MIDDLESEX SAVINGS BANK — 2022
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,011,746,000 | 6,024,099,000 | 6,158,869,000 | 6,204,550,000 |
| Total loans | 3,138,661,000 | 3,299,614,000 | 3,457,105,000 | 3,638,180,000 |
| Allowance for loan losses | 32,806,000 | 31,859,000 | 31,562,000 | 33,084,000 |
| Securities available for sale | 2,369,647,000 | 2,288,969,000 | 2,160,734,000 | 2,093,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,293,021,000 | 5,258,102,000 | 5,198,977,000 | 5,123,594,000 |
| Interest-bearing deposits | 3,639,989,000 | 3,623,618,000 | 3,591,992,000 | 3,502,703,000 |
| Noninterest-bearing deposits | 1,653,032,000 | 1,634,484,000 | 1,606,985,000 | 1,620,891,000 |
| Equity capital | 646,193,000 | 619,356,000 | 587,256,000 | 602,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 33,494,000 | 70,149,000 | 114,587,000 | 165,181,000 |
| Interest expense | 2,552,000 | 6,109,000 | 13,365,000 | 25,996,000 |
| Net interest income | 30,942,000 | 64,040,000 | 101,222,000 | 139,185,000 |
| Noninterest income | 2,563,000 | 6,047,000 | 9,235,000 | 12,662,000 |
| Noninterest expense | 28,030,000 | 54,346,000 | 82,238,000 | 110,844,000 |
| Provision for loan losses | 0 | -1,000,000 | -1,500,000 | 0 |
| Pretax income | 2,667,000 | 9,848,000 | 22,732,000 | 34,354,000 |
| Income tax | 430,000 | 2,155,000 | 5,114,000 | 7,562,000 |
| Net income | 2,237,000 | 7,693,000 | 17,618,000 | 26,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 725,473,000 | 730,729,000 | 740,654,000 | 749,828,000 |
| Total capital | 759,499,000 | 763,523,000 | 773,116,000 | 783,920,000 |
| Risk-weighted assets | 4,276,396,000 | 4,487,169,000 | 4,643,057,000 | 4,743,175,000 |