Call reports 2021
MIDDLESEX SAVINGS BANK — 2021
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,880,936,000 | 5,925,576,000 | 6,032,158,000 | 6,166,084,000 |
| Total loans | 3,259,818,000 | 3,204,636,000 | 3,154,753,000 | 3,091,859,000 |
| Allowance for loan losses | 40,132,000 | 40,267,000 | 38,440,000 | 32,822,000 |
| Securities available for sale | 1,890,524,000 | 2,030,283,000 | 2,193,870,000 | 2,319,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,107,210,000 | 5,170,513,000 | 5,255,220,000 | 5,374,874,000 |
| Interest-bearing deposits | 3,510,272,000 | 3,540,515,000 | 3,572,984,000 | 3,620,943,000 |
| Noninterest-bearing deposits | 1,596,938,000 | 1,629,998,000 | 1,682,236,000 | 1,753,931,000 |
| Equity capital | 677,259,000 | 684,961,000 | 692,628,000 | 706,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 34,320,000 | 68,692,000 | 104,718,000 | 139,605,000 |
| Interest expense | 3,912,000 | 7,298,000 | 10,248,000 | 12,982,000 |
| Net interest income | 30,408,000 | 61,394,000 | 94,470,000 | 126,623,000 |
| Noninterest income | 3,441,000 | 7,893,000 | 12,535,000 | 17,823,000 |
| Noninterest expense | 26,057,000 | 53,763,000 | 80,893,000 | 107,798,000 |
| Provision for loan losses | 2,500,000 | 2,500,000 | 500,000 | -4,500,000 |
| Pretax income | 4,897,000 | 13,535,000 | 25,716,000 | 39,966,000 |
| Income tax | 705,000 | 2,249,000 | 4,856,000 | 6,668,000 |
| Net income | 4,192,000 | 11,286,000 | 20,860,000 | 33,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 694,531,000 | 701,225,000 | 710,799,000 | 723,236,000 |
| Total capital | 736,139,000 | 742,975,000 | 750,650,000 | 757,278,000 |
| Risk-weighted assets | 4,072,838,000 | 4,146,224,000 | 4,178,245,000 | 4,198,262,000 |