Call reports 2019
MIDDLESEX SAVINGS BANK — 2019
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,840,527,000 | 4,900,520,000 | 4,941,035,000 | 4,954,135,000 |
| Total loans | 3,125,617,000 | 3,164,967,000 | 3,200,595,000 | 3,169,991,000 |
| Allowance for loan losses | 28,104,000 | 27,711,000 | 27,777,000 | 27,343,000 |
| Securities available for sale | 1,269,044,000 | 1,304,409,000 | 1,324,905,000 | 1,312,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,146,281,000 | 4,198,544,000 | 4,205,246,000 | 4,230,794,000 |
| Interest-bearing deposits | 3,122,570,000 | 3,138,892,000 | 3,158,552,000 | 3,187,274,000 |
| Noninterest-bearing deposits | 1,023,711,000 | 1,059,652,000 | 1,046,694,000 | 1,043,520,000 |
| Equity capital | 626,283,000 | 641,737,000 | 655,764,000 | 656,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 44,145,000 | 89,661,000 | 135,404,000 | 179,645,000 |
| Interest expense | 9,900,000 | 20,554,000 | 31,003,000 | 41,206,000 |
| Net interest income | 34,245,000 | 69,107,000 | 104,401,000 | 138,439,000 |
| Noninterest income | 3,685,000 | 7,564,000 | 12,291,000 | 16,773,000 |
| Noninterest expense | 26,062,000 | 52,841,000 | 78,280,000 | 107,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,824,000 | 27,805,000 | 43,049,000 | 53,529,000 |
| Income tax | 3,111,000 | 5,875,000 | 9,285,000 | 11,253,000 |
| Net income | 11,713,000 | 21,930,000 | 33,764,000 | 42,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 622,467,000 | 633,572,000 | 637,784,000 | 646,971,000 |
| Total capital | 651,403,000 | 662,165,000 | 666,419,000 | 675,339,000 |
| Risk-weighted assets | 3,717,193,000 | 3,763,103,000 | 3,817,876,000 | 3,844,531,000 |