Call reports 2018
MIDDLESEX SAVINGS BANK — 2018
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,729,322,000 | 4,736,838,000 | 4,794,993,000 | 4,838,114,000 |
| Total loans | 3,140,275,000 | 3,193,297,000 | 3,165,410,000 | 3,118,357,000 |
| Allowance for loan losses | 28,636,000 | 28,656,000 | 28,438,000 | 28,157,000 |
| Securities available for sale | 1,290,970,000 | 1,228,087,000 | 1,295,158,000 | 1,369,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,057,691,000 | 4,092,021,000 | 4,125,763,000 | 4,162,029,000 |
| Interest-bearing deposits | 3,059,951,000 | 3,061,342,000 | 3,082,273,000 | 3,092,053,000 |
| Noninterest-bearing deposits | 997,740,000 | 1,030,679,000 | 1,043,490,000 | 1,069,976,000 |
| Equity capital | 587,659,000 | 596,603,000 | 607,664,000 | 608,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 38,878,000 | 79,911,000 | 122,373,000 | 166,047,000 |
| Interest expense | 6,396,000 | 13,465,000 | 21,374,000 | 30,690,000 |
| Net interest income | 32,482,000 | 66,446,000 | 100,999,000 | 135,357,000 |
| Noninterest income | 3,430,000 | 7,893,000 | 11,798,000 | 15,327,000 |
| Noninterest expense | 24,552,000 | 49,238,000 | 71,951,000 | 100,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,513,000 | 27,460,000 | 43,205,000 | 53,024,000 |
| Income tax | 2,532,000 | 6,210,000 | 9,773,000 | 11,846,000 |
| Net income | 8,981,000 | 21,250,000 | 33,432,000 | 41,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 578,804,000 | 595,585,000 | 602,849,000 | 609,370,000 |
| Total capital | 608,889,000 | 625,404,000 | 632,410,000 | 638,359,000 |
| Risk-weighted assets | 3,681,908,000 | 3,686,317,000 | 3,755,325,000 | 3,740,701,000 |