Call reports 2017
MIDDLESEX SAVINGS BANK — 2017
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,555,112,000 | 4,590,273,000 | 4,620,429,000 | 4,684,443,000 |
| Total loans | 2,916,503,000 | 2,964,271,000 | 2,983,052,000 | 3,095,528,000 |
| Allowance for loan losses | 31,527,000 | 32,138,000 | 31,984,000 | 28,625,000 |
| Securities available for sale | 1,349,012,000 | 1,349,214,000 | 1,327,857,000 | 1,340,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,935,231,000 | 3,977,762,000 | 3,994,794,000 | 4,044,922,000 |
| Interest-bearing deposits | 2,971,073,000 | 2,993,782,000 | 2,979,136,000 | 2,994,725,000 |
| Noninterest-bearing deposits | 964,158,000 | 983,980,000 | 1,015,658,000 | 1,050,197,000 |
| Equity capital | 569,405,000 | 579,563,000 | 588,999,000 | 586,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 33,951,000 | 69,987,000 | 106,792,000 | 144,844,000 |
| Interest expense | 4,682,000 | 9,646,000 | 14,997,000 | 20,665,000 |
| Net interest income | 29,269,000 | 60,341,000 | 91,795,000 | 124,179,000 |
| Noninterest income | 3,568,000 | 7,464,000 | 11,297,000 | 16,806,000 |
| Noninterest expense | 21,079,000 | 42,857,000 | 63,897,000 | 90,565,000 |
| Provision for loan losses | 975,000 | 1,950,000 | 1,950,000 | -1,050,000 |
| Pretax income | 13,687,000 | 26,439,000 | 40,685,000 | 54,910,000 |
| Income tax | 4,438,000 | 8,641,000 | 13,549,000 | 21,756,000 |
| Net income | 9,249,000 | 17,798,000 | 27,136,000 | 33,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 536,453,000 | 552,753,000 | 560,895,000 | 567,454,000 |
| Total capital | 570,537,000 | 587,195,000 | 595,077,000 | 598,045,000 |
| Risk-weighted assets | 3,469,735,000 | 3,519,959,000 | 3,540,237,000 | 3,633,622,000 |