Call reports 2011
MIDDLESEX SAVINGS BANK — 2011
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 4,022,628,000 | 3,995,688,000 | 4,032,164,000 | 4,034,793,000 |
| Total loans | 2,167,926,000 | 2,195,151,000 | 2,200,694,000 | 2,226,960,000 |
| Allowance for loan losses | 45,314,000 | 45,088,000 | 43,654,000 | 43,136,000 |
| Securities available for sale | 1,568,892,000 | 1,524,701,000 | 1,556,386,000 | 1,582,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,453,242,000 | 3,464,805,000 | 3,463,003,000 | 3,490,006,000 |
| Interest-bearing deposits | 2,959,050,000 | 2,932,709,000 | 2,912,470,000 | 2,892,281,000 |
| Noninterest-bearing deposits | 494,192,000 | 532,096,000 | 550,533,000 | 597,725,000 |
| Equity capital | 416,870,000 | 430,127,000 | 439,775,000 | 437,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 38,962,000 | 78,473,000 | 117,234,000 | 155,477,000 |
| Interest expense | 9,037,000 | 17,039,000 | 24,637,000 | 31,744,000 |
| Net interest income | 29,925,000 | 61,434,000 | 92,597,000 | 123,733,000 |
| Noninterest income | 3,206,000 | 6,302,000 | 8,902,000 | 11,544,000 |
| Noninterest expense | 20,997,000 | 39,931,000 | 59,652,000 | 80,509,000 |
| Provision for loan losses | 2,750,000 | 5,000,000 | 7,250,000 | 9,700,000 |
| Pretax income | 9,384,000 | 22,805,000 | 34,923,000 | 43,368,000 |
| Income tax | 2,862,000 | 7,501,000 | 11,775,000 | 14,370,000 |
| Net income | 6,522,000 | 15,304,000 | 23,148,000 | 28,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,207,000 | 393,137,000 | 401,137,000 | 407,135,000 |
| Total capital | 414,644,000 | 423,624,000 | 431,643,000 | 437,813,000 |
| Risk-weighted assets | 2,418,008,000 | 2,422,279,000 | 2,425,740,000 | 2,440,379,000 |