Call reports 2010
MIDDLESEX SAVINGS BANK — 2010
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 4,006,610,000 | 4,109,278,000 | 4,046,313,000 | 4,032,279,000 |
| Total loans | 2,205,482,000 | 2,169,701,000 | 2,188,065,000 | 2,170,078,000 |
| Allowance for loan losses | 44,362,000 | 45,818,000 | 47,995,000 | 47,404,000 |
| Securities available for sale | 1,449,677,000 | 1,573,993,000 | 1,590,032,000 | 1,636,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,416,973,000 | 3,571,679,000 | 3,495,345,000 | 3,488,512,000 |
| Interest-bearing deposits | 2,973,374,000 | 3,004,424,000 | 3,004,603,000 | 2,980,005,000 |
| Noninterest-bearing deposits | 443,599,000 | 567,255,000 | 490,742,000 | 508,507,000 |
| Equity capital | 386,781,000 | 403,683,000 | 407,998,000 | 411,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 43,816,000 | 87,849,000 | 131,027,000 | 171,850,000 |
| Interest expense | 12,968,000 | 25,021,000 | 36,384,000 | 46,629,000 |
| Net interest income | 30,848,000 | 62,828,000 | 94,643,000 | 125,221,000 |
| Noninterest income | 2,756,000 | 4,838,000 | 6,743,000 | 10,621,000 |
| Noninterest expense | 19,653,000 | 40,082,000 | 61,185,000 | 81,523,000 |
| Provision for loan losses | 5,100,000 | 10,200,000 | 13,600,000 | 15,600,000 |
| Pretax income | 8,948,000 | 17,564,000 | 27,333,000 | 39,451,000 |
| Income tax | 3,165,000 | 6,069,000 | 9,955,000 | 13,845,000 |
| Net income | 5,783,000 | 11,495,000 | 17,378,000 | 25,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 357,976,000 | 363,602,000 | 369,553,000 | 377,705,000 |
| Total capital | 388,457,000 | 393,964,000 | 400,108,000 | 408,317,000 |
| Risk-weighted assets | 2,422,870,000 | 2,411,590,000 | 2,424,528,000 | 2,429,687,000 |