Call reports 2002
MIDDLESEX SAVINGS BANK — 2002
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,714,061,000 | 2,828,714,000 | 2,909,970,000 | 2,986,081,000 |
| Total loans | 1,267,310,000 | 1,314,578,000 | 1,321,954,000 | 1,332,833,000 |
| Allowance for loan losses | 11,100,000 | 11,204,000 | 11,189,000 | 11,642,000 |
| Securities available for sale | 1,248,016,000 | 1,252,882,000 | 1,377,268,000 | 1,468,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,314,620,000 | 2,399,516,000 | 2,457,122,000 | 2,536,584,000 |
| Interest-bearing deposits | 2,136,030,000 | 2,199,850,000 | 2,256,485,000 | 2,315,218,000 |
| Noninterest-bearing deposits | 178,590,000 | 199,666,000 | 200,637,000 | 221,366,000 |
| Equity capital | 210,816,000 | 227,113,000 | 240,988,000 | 248,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 38,564,000 | 77,670,000 | 117,118,000 | 155,165,000 |
| Interest expense | 19,603,000 | 38,406,000 | 56,919,000 | 74,173,000 |
| Net interest income | 18,961,000 | 39,264,000 | 60,199,000 | 80,992,000 |
| Noninterest income | 1,877,000 | 2,538,000 | 4,052,000 | 5,525,000 |
| Noninterest expense | 11,267,000 | 22,174,000 | 33,957,000 | 46,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 10,498,000 | 21,048,000 | 31,714,000 | 42,587,000 |
| Income tax | 3,483,000 | 7,437,000 | 11,204,000 | 15,053,000 |
| Net income | 7,015,000 | 13,611,000 | 20,510,000 | 27,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,777,000 | 217,054,000 | 222,216,000 | 230,113,000 |
| Total capital | 221,877,000 | 228,258,000 | 233,405,000 | 241,755,000 |
| Risk-weighted assets | 1,391,936,000 | 1,426,471,000 | 1,458,508,000 | 1,437,913,000 |