Call reports 2001
MIDDLESEX SAVINGS BANK — 2001
What MIDDLESEX SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,375,082,000 | 2,500,749,000 | 2,566,386,000 | 2,650,748,000 |
| Total loans | 1,120,483,000 | 1,169,987,000 | 1,215,188,000 | 1,215,466,000 |
| Allowance for loan losses | 10,865,000 | 10,771,000 | 11,198,000 | 11,324,000 |
| Securities available for sale | 1,041,698,000 | 1,135,340,000 | 1,166,512,000 | 1,225,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,926,543,000 | 2,039,733,000 | 2,151,660,000 | 2,244,437,000 |
| Interest-bearing deposits | 1,763,707,000 | 1,862,010,000 | 1,981,658,000 | 2,069,337,000 |
| Noninterest-bearing deposits | 162,836,000 | 177,723,000 | 170,002,000 | 175,100,000 |
| Equity capital | 188,149,000 | 192,093,000 | 211,741,000 | 209,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 40,251,000 | 80,887,000 | 122,350,000 | 162,678,000 |
| Interest expense | 23,964,000 | 47,652,000 | 71,327,000 | 93,018,000 |
| Net interest income | 16,287,000 | 33,235,000 | 51,023,000 | 69,660,000 |
| Noninterest income | 1,426,000 | 2,780,000 | 4,437,000 | 5,849,000 |
| Noninterest expense | 9,339,000 | 18,102,000 | 27,920,000 | 38,618,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,500,000 |
| Pretax income | 7,985,000 | 17,312,000 | 26,780,000 | 36,637,000 |
| Income tax | 2,857,000 | 6,193,000 | 9,452,000 | 12,811,000 |
| Net income | 5,128,000 | 11,119,000 | 17,328,000 | 23,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,999,000 | 190,960,000 | 195,962,000 | 203,167,000 |
| Total capital | 195,864,000 | 201,731,000 | 207,160,000 | 214,491,000 |
| Risk-weighted assets | 1,295,406,000 | 1,392,310,000 | 1,399,169,000 | 1,421,681,000 |