Call reports 2025
KENDALL BANK — 2025
What KENDALL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 219,925,000 | 210,206,000 | 212,263,000 | 213,389,000 |
| Total loans | 168,641,000 | 168,562,000 | 180,835,000 | 182,203,000 |
| Allowance for loan losses | 2,710,000 | 2,699,000 | 6,729,000 | 3,906,000 |
| Securities available for sale | 29,973,000 | 20,994,000 | 12,013,000 | 12,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,640,000 | 185,706,000 | 191,474,000 | 189,601,000 |
| Interest-bearing deposits | 158,692,000 | 150,651,000 | 153,047,000 | 148,598,000 |
| Noninterest-bearing deposits | 31,948,000 | 35,055,000 | 38,427,000 | 41,003,000 |
| Equity capital | 21,276,000 | 22,066,000 | 18,601,000 | 21,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,470,000 | 7,397,000 | 11,051,000 | 14,814,000 |
| Interest expense | 1,206,000 | 2,481,000 | 3,768,000 | 4,952,000 |
| Net interest income | 2,264,000 | 4,916,000 | 7,283,000 | 9,862,000 |
| Noninterest income | 1,445,000 | 1,555,000 | 1,675,000 | 1,796,000 |
| Noninterest expense | 1,708,000 | 3,565,000 | 5,561,000 | 7,741,000 |
| Provision for loan losses | 400,000 | 389,000 | 5,439,000 | 2,416,000 |
| Pretax income | 1,618,000 | 2,515,000 | -2,016,000 | 1,521,000 |
| Income tax | 64,000 | 279,000 | -808,000 | 41,000 |
| Net income | 1,554,000 | 2,236,000 | -1,208,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,542,000 | 20,368,000 | 16,939,000 | 19,642,000 |
| Total capital | — | — | 19,046,000 | — |
| Risk-weighted assets | — | — | 163,820,000 | — |