Call reports 2024
KENDALL BANK — 2024
What KENDALL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 145,235,000 | 154,004,000 | 151,808,000 | 159,171,000 |
| Total loans | 135,291,000 | 144,159,000 | 143,622,000 | 154,114,000 |
| Allowance for loan losses | 1,313,000 | 1,391,000 | 1,373,000 | 1,453,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,332,000 | 132,847,000 | 130,257,000 | 133,863,000 |
| Interest-bearing deposits | 106,614,000 | 114,971,000 | 110,731,000 | 113,907,000 |
| Noninterest-bearing deposits | 17,718,000 | 17,876,000 | 19,526,000 | 19,956,000 |
| Equity capital | 15,018,000 | 15,306,000 | 15,600,000 | 15,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,363,000 | 8,282,000 | 11,177,000 |
| Interest expense | 1,070,000 | 2,164,000 | 3,289,000 | 4,394,000 |
| Net interest income | 1,483,000 | 3,199,000 | 4,993,000 | 6,783,000 |
| Noninterest income | 73,000 | 158,000 | 246,000 | 340,000 |
| Noninterest expense | 1,322,000 | 2,692,000 | 4,186,000 | 5,566,000 |
| Provision for loan losses | 10,000 | 88,000 | 70,000 | 150,000 |
| Pretax income | 226,000 | 608,000 | 998,000 | 1,442,000 |
| Income tax | 54,000 | 148,000 | 244,000 | 350,000 |
| Net income | 172,000 | 460,000 | 754,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,240,000 | 14,532,000 | 14,863,000 | 15,205,000 |