Call reports 2022
KENDALL BANK — 2022
What KENDALL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 120,551,000 | 116,871,000 | 125,054,000 | 128,782,000 |
| Total loans | 95,494,000 | 104,368,000 | 102,636,000 | 120,490,000 |
| Allowance for loan losses | 1,363,000 | 1,445,000 | 1,030,000 | 1,225,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,042,000 | 102,860,000 | 111,328,000 | 114,250,000 |
| Interest-bearing deposits | 74,608,000 | 70,939,000 | 76,187,000 | 82,697,000 |
| Noninterest-bearing deposits | 32,434,000 | 31,921,000 | 35,141,000 | 31,553,000 |
| Equity capital | 13,212,000 | 13,408,000 | 13,585,000 | 13,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,308,000 | 5,150,000 | 6,979,000 |
| Interest expense | 57,000 | 121,000 | 218,000 | 458,000 |
| Net interest income | 1,546,000 | 3,187,000 | 4,932,000 | 6,521,000 |
| Noninterest income | 199,000 | 782,000 | 883,000 | 973,000 |
| Noninterest expense | 1,783,000 | 3,448,000 | 5,054,000 | 6,267,000 |
| Provision for loan losses | 496,000 | 787,000 | 855,000 | 1,047,000 |
| Pretax income | -534,000 | -264,000 | -87,000 | 187,000 |
| Income tax | 0 | 74,000 | 74,000 | 122,000 |
| Net income | -534,000 | -338,000 | -161,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,285,000 | 12,612,000 | 12,798,000 | 12,993,000 |
| Total capital | 13,297,000 | 13,821,000 | 13,828,000 | 14,218,000 |
| Risk-weighted assets | 80,577,000 | 96,458,000 | 94,005,000 | 111,341,000 |