Call reports 2021
KENDALL BANK — 2021
What KENDALL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,823,000 | 92,777,000 | 92,201,000 | 114,173,000 |
| Total loans | 66,808,000 | 65,870,000 | 70,580,000 | 90,193,000 |
| Allowance for loan losses | 394,000 | 485,000 | 719,000 | 975,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,443,000 | 80,847,000 | 80,378,000 | 102,082,000 |
| Interest-bearing deposits | 50,804,000 | 57,182,000 | 58,959,000 | 72,665,000 |
| Noninterest-bearing deposits | 26,639,000 | 23,665,000 | 21,419,000 | 29,417,000 |
| Equity capital | 11,185,000 | 11,197,000 | 11,437,000 | 11,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 3,655,000 | 4,488,000 | 5,873,000 |
| Interest expense | 36,000 | 80,000 | 128,000 | 178,000 |
| Net interest income | 1,984,000 | 3,575,000 | 4,360,000 | 5,695,000 |
| Noninterest income | 29,000 | 243,000 | 868,000 | 271,000 |
| Noninterest expense | 1,700,000 | 3,958,000 | 5,311,000 | 6,925,000 |
| Provision for loan losses | 61,000 | 253,000 | 570,000 | 895,000 |
| Pretax income | 259,000 | -393,000 | -653,000 | -1,854,000 |
| Income tax | 0 | -164,000 | -164,000 | -224,000 |
| Net income | 259,000 | -229,000 | -489,000 | -1,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,307,000 | 10,325,000 | 10,462,000 | 10,810,000 |
| Total capital | 10,701,000 | 10,810,000 | 11,181,000 | 11,785,000 |
| Risk-weighted assets | 59,442,000 | 62,554,000 | 64,760,000 | 80,486,000 |