Call reports 2020
KENDALL BANK — 2020
What KENDALL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,672,000 | 45,538,000 | 51,999,000 | 63,299,000 |
| Total loans | 23,447,000 | 30,892,000 | 33,014,000 | 44,968,000 |
| Allowance for loan losses | 17,000 | 33,000 | 70,000 | 336,000 |
| Securities available for sale | 66,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,649,000 | 39,737,000 | 41,374,000 | 53,216,000 |
| Interest-bearing deposits | 24,488,000 | 24,834,000 | 25,485,000 | 36,864,000 |
| Noninterest-bearing deposits | 10,161,000 | 14,903,000 | 15,889,000 | 16,352,000 |
| Equity capital | 4,907,000 | 5,569,000 | 10,503,000 | 9,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 887,000 | 1,363,000 | 2,098,000 |
| Interest expense | 44,000 | 83,000 | 113,000 | 142,000 |
| Net interest income | 404,000 | 804,000 | 1,250,000 | 1,956,000 |
| Noninterest income | 27,000 | 144,000 | 190,000 | 292,000 |
| Noninterest expense | 465,000 | 933,000 | 1,455,000 | 2,356,000 |
| Provision for loan losses | 17,000 | 33,000 | 70,000 | 336,000 |
| Pretax income | -53,000 | -18,000 | -85,000 | -444,000 |
| Income tax | 0 | -77,000 | -78,000 | -17,000 |
| Net income | -53,000 | 59,000 | -7,000 | -427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,879,000 | 4,516,000 | 9,459,000 | 9,039,000 |
| Total capital | 3,896,000 | 4,549,000 | 9,529,000 | 9,375,000 |
| Risk-weighted assets | 25,563,000 | 26,813,000 | 28,483,000 | 43,617,000 |