Call reports 2018
KENDALL BANK — 2018
What KENDALL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,483,000 | 37,618,000 | 36,639,000 | 36,211,000 |
| Total loans | 24,225,000 | 23,538,000 | 24,186,000 | 24,551,000 |
| Allowance for loan losses | 348,000 | 358,000 | 357,000 | 357,000 |
| Securities available for sale | 371,000 | 331,000 | 230,000 | 231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,645,000 | 33,825,000 | 32,649,000 | 32,394,000 |
| Interest-bearing deposits | 23,698,000 | 22,607,000 | 23,203,000 | 23,069,000 |
| Noninterest-bearing deposits | 9,947,000 | 11,218,000 | 9,446,000 | 9,325,000 |
| Equity capital | 3,749,000 | 3,721,000 | 3,738,000 | 3,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 842,000 | 1,274,000 | 1,709,000 |
| Interest expense | 32,000 | 64,000 | 102,000 | 139,000 |
| Net interest income | 397,000 | 778,000 | 1,172,000 | 1,570,000 |
| Noninterest income | 30,000 | 72,000 | 107,000 | 134,000 |
| Noninterest expense | 396,000 | 823,000 | 1,216,000 | 1,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 27,000 | 63,000 | 92,000 |
| Income tax | 7,000 | 32,000 | 51,000 | 73,000 |
| Net income | 24,000 | -5,000 | 12,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,392,000 | 3,384,000 | 3,420,000 | 3,449,000 |
| Total capital | 3,705,000 | 3,689,000 | 3,726,000 | 3,766,000 |
| Risk-weighted assets | 25,002,000 | 24,342,000 | 24,448,000 | 25,307,000 |