Call reports 2017
KENDALL BANK — 2017
What KENDALL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,344,000 | 35,280,000 | 35,458,000 | 38,480,000 |
| Total loans | 22,925,000 | 23,567,000 | 22,836,000 | 24,621,000 |
| Allowance for loan losses | 183,000 | 246,000 | 253,000 | 333,000 |
| Securities available for sale | 573,000 | 573,000 | 573,000 | 571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,520,000 | 31,464,000 | 31,499,000 | 32,554,000 |
| Interest-bearing deposits | 21,929,000 | 20,200,000 | 20,978,000 | 22,192,000 |
| Noninterest-bearing deposits | 12,591,000 | 11,264,000 | 10,521,000 | 10,362,000 |
| Equity capital | 3,765,000 | 3,790,000 | 3,910,000 | 3,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 756,000 | 1,164,000 | 1,557,000 |
| Interest expense | 14,000 | 28,000 | 47,000 | 67,000 |
| Net interest income | 357,000 | 728,000 | 1,117,000 | 1,490,000 |
| Noninterest income | 30,000 | 58,000 | 190,000 | 218,000 |
| Noninterest expense | 335,000 | 698,000 | 1,099,000 | 1,531,000 |
| Provision for loan losses | 3,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 49,000 | 85,000 | 203,000 | 171,000 |
| Income tax | 9,000 | 21,000 | 19,000 | 81,000 |
| Net income | 40,000 | 64,000 | 184,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,327,000 | 3,366,000 | 3,484,000 | 3,451,000 |
| Total capital | 3,510,000 | 3,612,000 | 3,737,000 | 3,749,000 |
| Risk-weighted assets | 23,528,000 | 23,787,000 | 23,013,000 | 23,759,000 |