Call reports 2014
KENDALL BANK — 2014
What KENDALL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,799,000 | 36,968,000 | 37,902,000 | 37,060,000 |
| Total loans | 23,766,000 | 26,589,000 | 24,343,000 | 24,902,000 |
| Allowance for loan losses | 577,000 | 492,000 | 491,000 | 325,000 |
| Securities available for sale | 403,000 | 406,000 | 404,000 | 404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,453,000 | 33,581,000 | 34,440,000 | 33,569,000 |
| Interest-bearing deposits | 23,300,000 | 21,310,000 | 22,200,000 | 21,250,000 |
| Noninterest-bearing deposits | 11,153,000 | 12,271,000 | 12,240,000 | 12,319,000 |
| Equity capital | 2,668,000 | 2,723,000 | 2,765,000 | 2,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 708,000 | 1,074,000 | 1,430,000 |
| Interest expense | 25,000 | 50,000 | 73,000 | 95,000 |
| Net interest income | 320,000 | 658,000 | 1,001,000 | 1,335,000 |
| Noninterest income | 43,000 | 87,000 | 128,000 | 167,000 |
| Noninterest expense | 338,000 | 663,000 | 1,001,000 | 1,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 82,000 | 128,000 | 178,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 10,000 |
| Net income | 23,000 | 78,000 | 121,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,385,000 | 2,500,000 | 2,537,000 | 2,576,000 |
| Total capital | 2,680,000 | 2,822,000 | 2,836,000 | 2,881,000 |
| Risk-weighted assets | 23,284,000 | 25,565,000 | 23,721,000 | 24,371,000 |