Call reports 2013
KENDALL BANK — 2013
What KENDALL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,236,000 | 35,468,000 | 36,543,000 | 35,629,000 |
| Total loans | 25,214,000 | 26,448,000 | 25,332,000 | 24,123,000 |
| Allowance for loan losses | 572,000 | 572,000 | 572,000 | 610,000 |
| Securities available for sale | 414,000 | 403,000 | 403,000 | 399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,052,000 | 32,202,000 | 33,193,000 | 32,317,000 |
| Interest-bearing deposits | 23,545,000 | 22,481,000 | 22,621,000 | 22,200,000 |
| Noninterest-bearing deposits | 9,507,000 | 9,721,000 | 10,572,000 | 10,117,000 |
| Equity capital | 2,456,000 | 2,565,000 | 2,606,000 | 2,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 714,000 | 1,089,000 | 1,449,000 |
| Interest expense | 30,000 | 60,000 | 89,000 | 117,000 |
| Net interest income | 310,000 | 654,000 | 1,000,000 | 1,332,000 |
| Noninterest income | 41,000 | 120,000 | 166,000 | 208,000 |
| Noninterest expense | 362,000 | 670,000 | 1,021,000 | 1,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 104,000 | 145,000 | 187,000 |
| Income tax | 0 | 0 | 0 | 34,000 |
| Net income | -11,000 | 104,000 | 145,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,152,000 | 2,263,000 | 2,304,000 | 2,311,000 |
| Total capital | 2,441,000 | 2,564,000 | 2,600,000 | 2,599,000 |
| Risk-weighted assets | 22,841,000 | 23,825,000 | 23,374,000 | 22,741,000 |