Call reports 2011
KENDALL BANK — 2011
What KENDALL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,560,000 | 32,355,000 | 31,697,000 | 31,698,000 |
| Total loans | 25,189,000 | 24,364,000 | 23,962,000 | 21,414,000 |
| Allowance for loan losses | 777,000 | 602,000 | 602,000 | 704,000 |
| Securities available for sale | 2,499,000 | 1,958,000 | 1,018,000 | 1,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,918,000 | 29,245,000 | 28,622,000 | 29,238,000 |
| Interest-bearing deposits | 24,949,000 | 21,603,000 | 20,310,000 | 20,654,000 |
| Noninterest-bearing deposits | 6,969,000 | 7,642,000 | 8,312,000 | 8,584,000 |
| Equity capital | 3,020,000 | 3,029,000 | 2,985,000 | 2,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 790,000 | 1,158,000 | 1,509,000 |
| Interest expense | 47,000 | 89,000 | 126,000 | 162,000 |
| Net interest income | 368,000 | 701,000 | 1,032,000 | 1,347,000 |
| Noninterest income | 49,000 | 95,000 | 148,000 | 201,000 |
| Noninterest expense | 346,000 | 682,000 | 1,114,000 | 1,570,000 |
| Provision for loan losses | 0 | 43,000 | 43,000 | 787,000 |
| Pretax income | 71,000 | 71,000 | 23,000 | -809,000 |
| Income tax | 0 | 0 | 0 | -261,000 |
| Net income | 71,000 | 71,000 | 23,000 | -548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,832,000 | 2,838,000 | 2,799,000 | 1,974,000 |
| Total capital | 3,147,000 | 3,136,000 | 3,093,000 | 2,245,000 |
| Risk-weighted assets | 24,596,000 | 23,346,000 | 23,045,000 | 20,838,000 |