Call reports 2001
KENDALL BANK — 2001
What KENDALL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,212,000 | 25,678,000 | 27,244,000 | 27,451,000 |
| Total loans | 12,845,000 | 13,674,000 | 17,827,000 | 18,845,000 |
| Allowance for loan losses | 158,000 | 157,000 | 155,000 | 155,000 |
| Securities available for sale | 5,607,000 | 6,190,000 | 6,533,000 | 5,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,698,000 | 23,209,000 | 23,410,000 | 24,917,000 |
| Interest-bearing deposits | 19,698,000 | 19,187,000 | 19,243,000 | 20,210,000 |
| Noninterest-bearing deposits | 4,000,000 | 4,022,000 | 4,167,000 | 4,707,000 |
| Equity capital | 2,034,000 | 2,015,000 | 2,115,000 | 2,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 977,000 | 1,436,000 | 1,877,000 |
| Interest expense | 243,000 | 431,000 | 609,000 | 763,000 |
| Net interest income | 300,000 | 546,000 | 827,000 | 1,114,000 |
| Noninterest income | 92,000 | 118,000 | 173,000 | 204,000 |
| Noninterest expense | 323,000 | 521,000 | 786,000 | 1,030,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 19,000 | 93,000 | 164,000 | 238,000 |
| Income tax | 2,000 | 15,000 | 31,000 | 82,000 |
| Net income | 17,000 | 78,000 | 133,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,923,000 | 1,904,000 | 1,959,000 | 1,981,000 |
| Total capital | 2,081,000 | 2,061,000 | 2,114,000 | 2,136,000 |
| Risk-weighted assets | 14,843,000 | 14,783,000 | 18,721,000 | 19,982,000 |