Call report 2024Q4
CITIZENS BANK & TRUST COMPANY — 2024Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 532,753,000 | USD | evidence → |
| Total loans | 305,910,000 | USD | evidence → |
| Allowance for loan losses | 4,615,000 | USD | evidence → |
| Securities available for sale | 121,434,000 | USD | evidence → |
| Securities held to maturity | 23,713,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 476,182,000 | USD | evidence → |
| Interest-bearing deposits | 366,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,355,000 | USD | evidence → |
| Equity capital | 54,665,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,817,000 | USD | evidence → |
| Interest expense | 8,639,000 | USD | evidence → |
| Net interest income | 17,178,000 | USD | evidence → |
| Noninterest income | 2,838,000 | USD | evidence → |
| Noninterest expense | 10,510,000 | USD | evidence → |
| Provision for loan losses | 566,000 | USD | evidence → |
| Pretax income | 9,091,000 | USD | evidence → |
| Income tax | 1,962,000 | USD | evidence → |
| Net income | 7,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,648,000 | USD | evidence → |