Call report 2023Q4
CITIZENS BANK & TRUST COMPANY — 2023Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 521,498,000 | USD | evidence → |
| Total loans | 279,845,000 | USD | evidence → |
| Allowance for loan losses | 4,838,000 | USD | evidence → |
| Securities available for sale | 140,530,000 | USD | evidence → |
| Securities held to maturity | 25,803,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 467,317,000 | USD | evidence → |
| Interest-bearing deposits | 354,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,299,000 | USD | evidence → |
| Equity capital | 52,306,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,955,000 | USD | evidence → |
| Interest expense | 5,837,000 | USD | evidence → |
| Net interest income | 17,118,000 | USD | evidence → |
| Noninterest income | 2,710,000 | USD | evidence → |
| Noninterest expense | 9,816,000 | USD | evidence → |
| Provision for loan losses | 272,000 | USD | evidence → |
| Pretax income | 9,717,000 | USD | evidence → |
| Income tax | 2,119,000 | USD | evidence → |
| Net income | 7,598,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,520,000 | USD | evidence → |