Call report 2022Q4
CITIZENS BANK & TRUST COMPANY — 2022Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 530,554,000 | USD | evidence → |
| Total loans | 250,352,000 | USD | evidence → |
| Allowance for loan losses | 4,436,000 | USD | evidence → |
| Securities available for sale | 153,184,000 | USD | evidence → |
| Securities held to maturity | 27,837,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 480,820,000 | USD | evidence → |
| Interest-bearing deposits | 357,148,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,672,000 | USD | evidence → |
| Equity capital | 48,255,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,428,000 | USD | evidence → |
| Interest expense | 1,438,000 | USD | evidence → |
| Net interest income | 15,990,000 | USD | evidence → |
| Noninterest income | 2,855,000 | USD | evidence → |
| Noninterest expense | 9,262,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 9,213,000 | USD | evidence → |
| Income tax | 2,006,000 | USD | evidence → |
| Net income | 7,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,590,000 | USD | evidence → |