Call report 2019Q4
CITIZENS BANK & TRUST COMPANY — 2019Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 404,066,000 | USD | evidence → |
| Total loans | 249,134,000 | USD | evidence → |
| Allowance for loan losses | 4,084,000 | USD | evidence → |
| Securities available for sale | 82,650,000 | USD | evidence → |
| Securities held to maturity | 43,763,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 345,605,000 | USD | evidence → |
| Interest-bearing deposits | 271,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,518,000 | USD | evidence → |
| Equity capital | 53,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,888,000 | USD | evidence → |
| Interest expense | 3,069,000 | USD | evidence → |
| Net interest income | 14,819,000 | USD | evidence → |
| Noninterest income | 2,604,000 | USD | evidence → |
| Noninterest expense | 8,611,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 8,761,000 | USD | evidence → |
| Income tax | 1,751,000 | USD | evidence → |
| Net income | 7,010,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,082,000 | USD | evidence → |
| Total capital | 55,448,000 | USD | evidence → |
| Risk-weighted assets | 268,537,000 | USD | evidence → |