Call report 2018Q4
CITIZENS BANK & TRUST COMPANY — 2018Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,886,000 | USD | evidence → |
| Total loans | 235,482,000 | USD | evidence → |
| Allowance for loan losses | 4,312,000 | USD | evidence → |
| Securities available for sale | 86,971,000 | USD | evidence → |
| Securities held to maturity | 44,102,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,580,000 | USD | evidence → |
| Interest-bearing deposits | 273,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,981,000 | USD | evidence → |
| Equity capital | 49,976,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,946,000 | USD | evidence → |
| Interest expense | 1,746,000 | USD | evidence → |
| Net interest income | 15,200,000 | USD | evidence → |
| Noninterest income | 2,633,000 | USD | evidence → |
| Noninterest expense | 8,348,000 | USD | evidence → |
| Provision for loan losses | -200,000 | USD | evidence → |
| Pretax income | 9,685,000 | USD | evidence → |
| Income tax | 2,007,000 | USD | evidence → |
| Net income | 7,678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,238,000 | USD | evidence → |
| Total capital | 53,443,000 | USD | evidence → |
| Risk-weighted assets | 255,257,000 | USD | evidence → |