Call report 2015Q4
CITIZENS BANK & TRUST COMPANY — 2015Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,396,000 | USD | evidence → |
| Total loans | 218,231,000 | USD | evidence → |
| Allowance for loan losses | 4,466,000 | USD | evidence → |
| Securities available for sale | 78,385,000 | USD | evidence → |
| Securities held to maturity | 49,238,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,050,000 | USD | evidence → |
| Interest-bearing deposits | 263,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,876,000 | USD | evidence → |
| Equity capital | 45,602,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,655,000 | USD | evidence → |
| Interest expense | 955,000 | USD | evidence → |
| Net interest income | 14,700,000 | USD | evidence → |
| Noninterest income | 2,620,000 | USD | evidence → |
| Noninterest expense | 8,396,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,924,000 | USD | evidence → |
| Income tax | 2,733,000 | USD | evidence → |
| Net income | 6,191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,899,000 | USD | evidence → |
| Total capital | 47,858,000 | USD | evidence → |
| Risk-weighted assets | 235,228,000 | USD | evidence → |