Call report 2015Q1
CITIZENS BANK & TRUST COMPANY — 2015Q1
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,945,000 | USD | evidence → |
| Total loans | 217,538,000 | USD | evidence → |
| Allowance for loan losses | 4,291,000 | USD | evidence → |
| Securities available for sale | 75,191,000 | USD | evidence → |
| Securities held to maturity | 46,227,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,441,000 | USD | evidence → |
| Interest-bearing deposits | 262,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,793,000 | USD | evidence → |
| Equity capital | 44,532,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,685,000 | USD | evidence → |
| Interest expense | 234,000 | USD | evidence → |
| Net interest income | 3,451,000 | USD | evidence → |
| Noninterest income | 665,000 | USD | evidence → |
| Noninterest expense | 2,124,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,992,000 | USD | evidence → |
| Income tax | 573,000 | USD | evidence → |
| Net income | 1,419,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,528,000 | USD | evidence → |
| Total capital | 46,429,000 | USD | evidence → |
| Risk-weighted assets | 230,716,000 | USD | evidence → |